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Please note: J. Michael Low is a former AZ Director of Insurance, and is the founding partner and an attorney with Low & Childers, PC of Phoenix, AZ. He is still practicing full time and has agreed to help Low & Johnson on certain coverage and claims issues relating to insurance. He is not issuing legal opinions or legal advice on behalf of Low & Childers. Mr. Low is a licensed property and casualty producer in the state of Arizona.
Employment Practices Liability Insurance (EPLI) is an important coverage for every employer to consider. EPLI provides coverage for claims made by an employee against an employer for the following:
It appears that EPLI claims are increasing at a dramatic pace. Coverage is available to provide defense in connection with EEOC investigations and private causes of action. Coverage generally has a deductible that will apply to both defense and settlement or final judgment. It permits the employer to save valuable time and resources while the insurance company defends, negotiates and settles EPLI claims.
Any questions please give me a call or e-mail. Also, we keep the insurance tips newsletter an various topical insurance issued posted on the Low & Johnson web site www.lowjohnson.com.